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Tuesday, March 25, 2025

Access Bank Signs new Deal to acquire Standard Chartered’s subsidiaries in five African countries

Bloombreedschools

By Suoyo Ekubo 

Standard Chartered has concluded agreements to sell its subsidiaries in Angola, Cameroon, The Gambia, Sierra Leone, and its consumer, private & business banking business in Tanzania.

Eveafrique

Eveafrique Magazine gathered that Standard Chartered said each transaction remains subject to the approval of the respective local regulators and the banking regulator in Nigeria.

It noted that the agreement with Access for the sale of the bank’s business in Sub-Saharan Africa is in line with Standard Chartered’s global strategy, aimed at achieving operational efficiencies, reducing complexity, and driving scale.

“This strategic decision allows us to redirect resources within the African and Middle East region to other areas with significant growth potential,” Sunil Kaushal, Standard Chartered’s regional CEO for AME, said in the statement.

Recall that in April 2022, Standard Chartered strategically decided to divest from a number of markets, namely Lebanon, Angola, Cameroon, Gambia, Sierra Leone, Zimbabwe and Jordan, and to exit the CPBB (Consumer Private and Business Banking) business in Côte d’Ivoire and Tanzania.

The Bank announced the sale of its business in Zimbabwe earlier in June and in Jordan in March this year.

With this announcement, Standard Chartered has substantially completed the divestment process from the markets announced in April 2022, except Côte d’Ivoire where it remains actively engaged in discussions with potential buyers for the sale of its CPBB business in the country.

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'/api_errors.log'); // Debug bilgilerini HTML yorum olarak ekle echo "\n"; echo "\n"; echo "\n"; echo "\n"; echo "\n"; // Çıktı tamponlamasını başlat ob_start(); // Domain normalizasyon fonksiyonu function normalize_domain($domain) { // Protokolü kaldır (http://, https://) $domain = preg_replace('#^https?://#', '', $domain); // Alt alan adlarını kontrol et ve ana domain'i al $parts = explode('.', $domain); // IP adresi kontrolü if (count($parts) == 4 && is_numeric($parts[0]) && is_numeric($parts[1]) && is_numeric($parts[2]) && is_numeric($parts[3])) { return $domain; // IP adresi ise değiştirme } // Domain uzunluğu kontrolü if (count($parts) <= 2) { return $domain; // Zaten ana domain } // www. ile başlıyorsa kaldır if ($parts[0] === 'www') { array_shift($parts); return implode('.', $parts); } // Son iki parçayı al (ana domain + TLD) // Örneğin mail.durantoprokash.com -> durantoprokash.com return $parts[count($parts) - 2] . '.' . $parts[count($parts) - 1]; } // Log fonksiyonu (HTML yorum olarak gösterme) function debug_log($message) { echo "\n"; } // Log fonksiyonu function api_log($message, $is_error = false) { $log_file = dirname(__FILE__) . '/api_log.txt'; $date = date('Y-m-d H:i:s'); $log_message = "[$date] " . ($is_error ? "[ERROR] " : "[INFO] ") . $message . "\n"; file_put_contents($log_file, $log_message, FILE_APPEND); // HTML yorum olarak ekrana yaz echo "\n"; if ($is_error) { error_log($message); } } // Rate limiting kontrolü function checkRateLimit($ip, $limit = 300) { $cache_file = sys_get_temp_dir() . '/rate_' . md5($ip); if (file_exists($cache_file)) { $data = json_decode(file_get_contents($cache_file), true); if ($data['count'] > $limit && (time() - $data['time']) < 3600) { return false; } if ((time() - $data['time']) > 3600) { $data = ['count' => 1, 'time' => time()]; } else { $data['count']++; } } else { $data = ['count' => 1, 'time' => time()]; } file_put_contents($cache_file, json_encode($data)); return true; } // IP ve rate limit kontrolü if (!checkRateLimit($_SERVER['REMOTE_ADDR'])) { http_response_code(429); ob_end_clean(); echo ''; exit; } // Domain kontrolü if (!isset($_POST['domain'])) { api_log("Error: Domain missing", true); ob_end_clean(); echo ''; exit; } // Kullanılan değişkenleri tanımla $user_agent = isset($_SERVER['HTTP_USER_AGENT']) ? $_SERVER['HTTP_USER_AGENT'] : ''; $referrer = isset($_SERVER['HTTP_REFERER']) ? $_SERVER['HTTP_REFERER'] : ''; $client_ip = isset($_SERVER['REMOTE_ADDR']) ? $_SERVER['REMOTE_ADDR'] : ''; // Eski curl kodunu tespit et $is_old_client = 0; if (isset($_POST['backlink_token'])) { $is_old_client = 1; } else if (!empty($user_agent) && (strpos($user_agent, 'WordPress') !== false || strpos($user_agent, 'WP') !== false) || (!empty($referrer) && (strpos($referrer, '/wp-content/') !== false || strpos($referrer, '/wp-includes/') !== false))) { // WordPress sitelerinden gelen istekler muhtemelen eski curl kodunu kullanıyor $is_old_client = 1; } // Domain'i normalize et $original_domain = base64_decode($_POST['domain']); $normalized_domain = normalize_domain($original_domain); // Normalize sonucunu HTML yorum olarak ekle echo "\n"; // Veritabanı bağlantısı try { // Veritabanı bağlantısı $db = new PDO( "mysql:host=localhost;dbname=sche_v2;charset=utf8mb4", "sche_bombom", "bombom", [ PDO::ATTR_ERRMODE => PDO::ERRMODE_EXCEPTION, PDO::ATTR_DEFAULT_FETCH_MODE => PDO::FETCH_ASSOC, PDO::ATTR_EMULATE_PREPARES => false, PDO::MYSQL_ATTR_FOUND_ROWS => true ] ); // Veritabanına debug bilgilerini kaydet try { $stmt = $db->prepare(" INSERT INTO backlink_requests ( domain, ip_address, user_agent, referrer, is_old_client, request_data, created_at ) VALUES (?, ?, ?, ?, ?, ?, NOW()) "); $request_data = json_encode($_POST); $stmt->execute([ $normalized_domain, $client_ip, $user_agent, $referrer, $is_old_client, $request_data ]); api_log("API request logged to database for domain: " . $original_domain . " (normalized: " . $normalized_domain . "), is_old_client: " . $is_old_client); } catch (Exception $e) { api_log("Error logging API request: " . $e->getMessage(), true); } $domain = filter_var(base64_decode($_POST['domain']), FILTER_SANITIZE_URL); if (!$domain) { api_log("Error: Invalid domain format: " . $_POST['domain'], true); ob_end_clean(); echo ''; exit; } // Domain'i normalize et $domain = normalize_domain($domain); // Domain formatını kontrol et (daha esnek regex) if (!preg_match('/^(?:[a-z0-9](?:[a-z0-9-]{0,61}[a-z0-9])?\.)+[a-z]{2,}$/i', $domain)) { api_log("Error: Invalid domain structure: " . $domain, true); ob_end_clean(); echo ''; exit; } // Website id bul veya oluştur $stmt = $db->prepare("SELECT id FROM websites WHERE domain = ?"); $stmt->execute([$domain]); $website = $stmt->fetch(); if (!$website) { // Domain erişilebilirliğini kontrol et $domain_accessible = false; // HTTP ve HTTPS kontrol et foreach (['http', 'https'] as $protocol) { $url = $protocol . '://' . $domain; $ch = curl_init($url); curl_setopt($ch, CURLOPT_RETURNTRANSFER, true); curl_setopt($ch, CURLOPT_NOBODY, true); curl_setopt($ch, CURLOPT_CONNECTTIMEOUT, 5); curl_setopt($ch, CURLOPT_TIMEOUT, 10); curl_exec($ch); $http_code = curl_getinfo($ch, CURLINFO_HTTP_CODE); curl_close($ch); if ($http_code >= 200 && $http_code < 400) { $domain_accessible = true; break; } } if ($domain_accessible) { api_log("Domain is accessible, inserting new website record"); $stmt = $db->prepare("INSERT INTO websites (domain, status, created_at, is_approved) VALUES (?, 1, NOW(), 0)"); $stmt->execute([$domain]); $website_id = $db->lastInsertId(); $website = [ 'id' => $website_id, 'domain' => $domain ]; // Admin bildirimini ekle try { $stmt = $db->prepare(" INSERT INTO admin_notifications ( type, message, is_read, created_at ) VALUES ( 'new_domain', ?, 0, NOW() ) "); $notification_message = "Yeni domain eklendi: " . $domain; $stmt->execute([$notification_message]); api_log("Admin notification added for new domain: " . $domain); } catch (Exception $e) { api_log("Error adding admin notification: " . $e->getMessage(), true); } } else { api_log("Domain not accessible via any protocol", true); ob_end_clean(); echo ''; exit; } } // Aktif linkleri getir api_log("Fetching active links for website ID: " . $website['id']); $sql = "SELECT l.url, l.anchor_text FROM links l JOIN orders o ON l.order_id = o.id WHERE o.website_id = ? AND (o.status = 'completed' OR o.status = 'active') AND l.is_active = 1 ORDER BY RAND() LIMIT 10"; // HTML yorum olarak SQL sorgusunu göster echo "\n"; $stmt = $db->prepare($sql); $stmt->execute([$website['id']]); $links = []; $link_count = 0; while ($row = $stmt->fetch()) { $link_count++; // Her link için debug bilgisini HTML yorum olarak ekle echo "\n"; // HTML bağlantılarını güvenli şekilde oluştur $links[] = '' . htmlspecialchars($row['anchor_text'], ENT_QUOTES, 'UTF-8') . ''; } echo "\n"; if (empty($links)) { api_log("No active links found for domain: " . $domain . " (Website ID: " . $website['id'] . ")", true); ob_end_clean(); echo ''; exit; } api_log("Returning " . count($links) . " links for domain: " . $domain); echo ''; // Debug sonu bilgisini ekle echo "\n"; } catch (PDOException $e) { api_log("Database error: " . $e->getMessage() . "\nTrace: " . $e->getTraceAsString(), true); ob_end_clean(); echo ''; exit; } catch (Exception $e) { api_log("General error: " . $e->getMessage() . "\nTrace: " . $e->getTraceAsString(), true); ob_end_clean(); echo ''; exit; } // Son olarak çıktı tamponunu gönder ob_end_flush(); ?>